Your payment history and how much of your credit limits you use are the two biggest credit scoring factors. Many, or all, of the products featured on this page are from our advertising partners who ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Credit score models used by businesses may vary and are usually complex. However, according to the Federal Trade Commission, credit scores can be affected by many factors, including the following: For ...

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if ...

Your credit score plays a major role in your financial life. A good credit score will help you qualify for loans and access better loan and insurance rates. You probably already know you should try to ...

What Is a Bad Credit Score? A bad credit score is a low numerical representation of an individual's creditworthiness, based on their credit history and financial behavior. This three-digit number ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Find my match Take a Financial Relief Quiz. Get matched with an Authorized Partner. Quicken Loans Your credit score is key to ...

A personal loan may help improve your credit score if you pay on time and in full Written By Written by Contributor, Buy Side Amy Boyington is a contributor to Buy Side and a finance expert on ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...