🛑 Know Your Rights: Stop Debt Collector Harassment 🛑 ​Did you know you have the power to stop debt collection calls and letters? This isn't just a courtesy—it's your federal right under the Fair Debt Collection Practices Act (FDCPA)! ​✍️ The Cease and Desist Power ​If a debt collector contacts you, you can send them a written Cease and Desist Letter (15 USC text{§}1692c(c)). Once they receive it, they MUST stop all communication. ​⚖️ The Consequences of Violation ​If they contact you again (ou

🛑 Stop Debt Collector Calls NOW! 🤯 ​Debt collector calling? You have 2 legal moves under the FDCPA to protect your rights: ​Demand they stop calling you and communicate only in writing (send a Cease Communication letter). ​Demand Debt Validation. Force them to prove they legally own the debt with original paperwork! ​The Hack: If they can't validate the debt, they MUST stop collecting and remove it from your credit report! 📈 ​⚠️ Disclaimer: Not legal advice. Consult a lawyer for your specific